LETS GET STARTED

What can we help you with today?

Purchase Refinance

Providence Home loans continue to set the gold standard for mortgage banking excellence. From prequalification through and after closing, our experienced team of professionals is dedicated to providing you with a stellar service.

ABOUT US

Founded in Amarillo, Texas Providence Home Loans continues to set the gold standard for mortgage banking excellence.
From prequalification through and after closing, our experienced team of professionals is dedicated to providing you with a smooth and successful home purchase transaction. An equal housing lender, Providence Home Loans is able to proudly serve our diverse community with an equally diverse range of residential mortgage products.

We are experts at matching our clients with the loan program that best suits their individual needs. Your mortgage transaction is handled entirely in-house by Providence Home loans employees who live and work in the communities we serve.

LOAN PROGRAMS

CONVENTIONAL

3% Down

Standard. Simple. Our most popular loan.

APPLY NOW

FHA

3.5% Down

Lower down payments and credit scores accepted.

APPLY NOW

USDA

0% Down

Assists low to moderate income rural homebuyers achieve their dream of homeownership.

APPLY NOW

0% Down

Exclusive benefits for military and veterans.

APPLY NOW

JUMBO

20% Down

Big loans for big dreams featuring higher loan amounts than the conforming loan limits set by the Federal Housing Finance Agency.

APPLY NOW

Satisfied Clients

Jamie never gave up on us. Even when we had to wait nearly six months to get our final approval, Jamie kept working and updating us until he could make it happen.

on Dec-18-2022

Bethany F from Sunray, Texas

Ginger went above and beyond. She was also very patient with us and cared alot about getting us approved for the house.

on Dec-18-2022

David B from Waxahachie, Texas

You’re amazing! I heard it was super difficult and I appreciate everything y’all have done!

on Dec-17-2022

Keri N. B from Waxahachie, Texas

The two very nice ladies were the Best to be working with , Ginger and Rhonda we Love them Mike and Pam Simmons

on Dec-16-2022

Pamela Lafaye C from Hillsboro, Texas

Overall experience

on Dec-13-2022

Desirae H from Cibolo, Texas

Everything was really fast and in a timely matter

on Dec-07-2022

Kevin D from Midland, Texas

4.79

Stars Average Rating

From 461 Reviews

Show all

MORTGAGE CALCULATOR

Calculate Your Monthly Payment and See Your Options

HOME PRICE

DOWN PAYMENT

INTEREST RATE

MORTGAGE

MONTH

Principal And Interest

Taxes

Insurance

PMI

APPLY NOW

PROVIDENCE HOME LOAN DIFFERENCE

The way buying a home should be

Here at Providence Home Loans, we pride ourselves as being your Local Mortgage Lender on being a one-stop shop for you by providing Processing, Underwriting, and Closing all under the same roof.

Providence Lends corp

Providence Home Loans 6818 Plum Creek Dr Amarillo, TX 79124

Phone Number

806-367-8173

Email Address

info@goldfinancial.com

NMLS#

1014693

Get your custom rate quote in 10 minutes